I have a friend that moved from Thailand to USA last year. She wanted to be like the rest of the Americans and bought a car as soon as she could afford one. But what she did not buy was auto insurance for the new car. When she left car dealers it was heavy rain and she had an accident just 1 KM from the car showroom.
Luckily for her it was not illegal for her to drive in this state with no insurance but most of the states in the USA have a law against driving without insurance.
When you buy a car in any country and especially in such a car rich country as the USA the auto insurance quotes is as important as the auto loan quotes.
Auto accidents in the USA can be very expensive and lawsuits for millions of dollars are not unusual. You should always have an insurance to protect you and yourself.
Take the Uninsured Coverage for example if you would hit an uninsured car driver you will still be covered even if the other motorist takes off in a hit and run. There is also collision insurance that will cover everything not taking to account whose fault it really was.
